Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Timing Your Retirement This short video illustrates the importance of understanding sequence of returns risk. All Muni Bonds Are Not Created Equal Gaining a better understanding of municipal bonds makes more sense than ever.